For the herd, retirement occurs at age 65, or whenever your preservation age is for access to your superannuation. In our distinctively different approach, retirement is a state of mind only!

Retirement is primarily a mental occurrence whereby you have the FREEDOM to go to work because it is what you love doing, and not because you have to be there! In Financial terms, Retirement is a timeframe when you have enough assets behind you that they can create an income stream for you to live from, rather than you having to go to work.

Do we believe all people should stop work? A lot of people derive immense pleasure and satisfaction from work and it helps keep the mind active - so stopping work and sitting on a beach is a good idea for short periods of time! but going back to work is a beneficial way of contributing to society while you're able.

It would be great to have the freedom of choice and real wealth creation is about creating that freedom.